London | Permanent - Full Time

About us

HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide.

The role

• As a Senior Underwriter you will be responsible for evaluating, pricing, and managing cargo insurance risks for clients across various industries.
• Your role will be to engage with clients and brokers across every aspect of the underwriting process, whether renewal business or new opportunities.
• You will have a good technical ability to price business. You will work closely with the portfolio managers to ensure risk appetite is optimised across key areas.
• As a dedicated team player, you will be expected to source new opportunities and utilise your effective communication and relationship building skills to grow the portfolio profitably.

Key accountabilities

• Actively engage with brokers and clients in the UK & London markets to promote HDI as an insurer of choice, build close and trusted relationships with key broker and client partners and provide excellent service at all times.
• Assess and underwrite complex cargo insurance risks, including marine, air, and land transportation, including developing tailored insurance solutions, and ensuring profitability while maintaining strong client relationships.
• A good understanding of the markets and clients, with the ability to target preferred risks within appetite
• Work collaboratively with business partners (customers, claims, risk consulting, Head Office, finance, network, policy wordings, compliance and other Product Lines) and colleagues to successfully deliver HDI’s product and proposition.
• Review and negotiate insurance proposals, terms, and conditions for complex or high-value accounts
• Monitor portfolio performance and ensure adherence to underwriting guidelines and risk appetite
• Provide mentorship and guidance to junior underwriters, sharing expertise in risk assessment and market trends
• Collaborate with claims and risk management teams to resolve disputes and manage loss ratios
• Prepare reports and presentations on portfolio performance, risk trends, and underwriting strategy
• Comply with HDI-UK & Ireland branch and Global policies, underwriting guidelines and underwriting authority.

Skills & experience

• Established underwriter with a detailed understanding of Marine Cargo business
• Strong knowledge of cargo insurance products, policy wordings, and international regulations
• Ability to manage complex accounts and multi-line portfolios
• Has a strong knowledge of key brokers and their marketing and placement strategies
• Has up to date knowledge of existing insurance laws and legal frameworks and awareness of upcoming changes
• Good analytical, negotiation, and decision-making skills
• Strong communication and interpersonal skills for client and broker interactions
• Demonstrates curiosity alongside a positive and proactive mindset and a willingness to embrace change.
• Shows innovation and creative problem solving skills.
• Ability to organize own workload effectively to meet service standards.
• Ability to work under pressure to deliver to tight deadlines when required

Other

As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one.

If you require support with your application, please contact UK&IRE_Recruitment@hdi.global

Apply by 20/07/2026

Reference: HDI00572